Payment networks move money. SpendShield decides whether it should move at all.
Watch an AI agent try to spend your money — and get stopped
Every result below is real output from the SpendShield engine. Pick a scenario.
The agent asks to pay → SpendShield answers ALLOW / APPROVAL / DENY — and explains why, with stable reason codes an LLM can consume.
60-second real run, unedited: Claude (an AI agent) orders McDonald's through SpendShield — $25 ALLOW → $75 DENY (over limit) → a 5-day plan stopped at the $100 daily budget. The agent holds no payment credentials; authorize_payment is its only path to money.